If you are facing money and wealth related problems in life, then as per Hindu astrology Shivratri is the ideal time to propitiate Lord Kuber – the treasurer of Devas – the guardian of all money and wealth on earth. Below is the mantra to chant on Shivratri. The Kuber Shiva Mantra श्रीं यं यक्षस्वरूपाय नमः शिवाय यं श्रीं Shreem Yam Yaksharoopaya Namah: Shivaya Yam Shreem How to Chant Kuber Shiva Mantra on Shivratri? Take bath and wear white color dress. Offer prayers to Ganesha. Do the puja when there is Chaturdashi Tithi during Pradosh period on Shivratri. Chaturdashi is the fourteenth day during the waxing or waning phase of moon. Perform the puja before a white shivling – if it is not available then you can imagine the Shivling in mind and do puja. Light lamp using cow ghee. Offer uncooked rice. Red color flowers. Offer bhasma. Offer white color sweet. After puja give this to a cow. Keep a piece of gold, silver and iron near the lamp or Shivling.